AY Tax and Financial is an online accounting service established in 2016 that provides tax return preparation, bookkeeping, and accounting services for individuals and small businesses. They specialize in employment income, sole trader income, investment property reporting, share and cryptocurrency trading, and business record-keeping using accounting software.
Small Business Accountants
The right small business accountant pays for themselves — in tax you stop overpaying, hours you stop losing to the books, and mistakes that never happen. Below are Australia's top-rated small business accountants ranked by verified client reviews, with credentials checked against the Tax Practitioners Board register. Compare them directly, or answer five quick questions and we'll match you.
Estimate the cost firstTop-rated small business accountants

MaxMargin Accountants is a team of registered tax agents and certified practising accountants providing accounting, taxation and business advisory services. Based in Williams Landing with services in Wollert, they support small businesses, partnerships, companies and trusts throughout their business lifecycle.

Expert Tax Accountants is a registered tax agent and ASIC agent providing tax preparation, bookkeeping, business taxation, and loan services for individuals and small to medium-sized businesses. The firm offers comprehensive accounting solutions including BAS services, cash flow forecasts, management accounting, and software training.

Fair Taxation Accounting is an accounting, taxation, bookkeeping and tax advisory firm based in Perth, Western Australia, primarily serving small businesses. The firm is led by George Tharakan, a Certified Public Accountant and Registered Tax Agent with decades of experience in taxation and accounting.
Garv Tax Accountants is a registered tax agent providing accounting, taxation, payroll, and business advisory services to individuals and small businesses. The firm is directed by Chartered Accountants with expertise in bookkeeping, finance management, and business compliance.

Nanak Accountants & Associates provides accounting, tax, and business advisory services to small businesses and individuals across Australia. They offer company registration, SMSF setup, bookkeeping, tax returns, payroll processing, and business structuring services.
Every1 Counts Accounting provides personalised taxation and accounting services for individuals and small businesses, including tax returns, business advisory, bookkeeping, and financial planning.

TaxSmart Cafe is an accounting firm specializing in tax and financial services for health care professionals and small businesses. They provide accounting, bookkeeping, tax planning, business advice, and property investment analysis services across Australia.

Southside Tax Services is a tax and accounting firm specializing in personal tax, business tax, rental properties, self-managed super funds, and cryptocurrency. Founded over 13 years ago, the firm offers tax returns, financial statements, bookkeeping, and advisory services for individuals and businesses.

Zaher Associates is a public accounting firm established in 1997, offering taxation and accounting services. They specialise in self-managed super funds (SMSF), small business, and tax minimisation, with over 30 years of experience. They provide remote and face-to-face consultations.
The Tax Planner is a tax consulting and accounting firm offering services to individuals, small businesses, and corporate entities. They provide tax planning, bookkeeping, payroll, and financial advisory services. The team consists of Australian Certified Practicing Accountants and Chartered Accountants.

TaxSure Accounting is a cloud-based Chartered Accounting firm specialising in tax and accounting services for online entrepreneurs, digital marketers, digital creators and small business owners. They offer a full range of accounting services including tax returns, bookkeeping, payroll and business activity statements, operating entirely online with no paper-based processes.

Clear Tax is an accounting firm providing personal, business and property tax services across Australia. They offer tax returns, business accounting, bookkeeping, business advisory and financial planning services.

Anjie Accounting Solutions is a small business accounting firm based in Geelong that provides bookkeeping, tax, BAS, and business structuring services. With 15+ years of experience, they help small business owners and sole traders stay compliant, manage cash flow, and make informed financial decisions.

Acctivate is a Brisbane-based accounting firm providing business accounting, tax planning, compliance, and advisory services to small and medium-sized enterprises. The firm is led by Chartered Accountants Elle Green and Simon Burke and serves businesses across professional services, construction, allied health, property, e-commerce, and other industries.

MVH Accountants is a Melbourne-based accounting firm providing taxation, accounting and bookkeeping services to businesses and individuals. The firm is led by Michael Hermina, a Fellow Member of the Tax Institute and Registered Tax Agent, and handles tax returns, GST lodgements, business accounting, bookkeeping and business structuring advice.

Box Advisory Services is an accounting and bookkeeping firm specializing in small business tax returns, business services, and contractor accounting. They offer outsourced bookkeeping, accounting software training, and business advice to help small business owners manage their finances and grow their businesses.

Tax Store Lakemba is a network of accounting firms and taxation professionals offering tailored financial service solutions for small businesses and individuals. Led by Registered Tax Agent Md Masudur Rahman, they provide expert accounting, taxation, and SMSF-related guidance backed by professional accreditations from the TPB, IPA, and ASIC.
Bokarina Taxation Services is a public accountant and tax agent on the Sunshine Coast specializing in small business taxation advice and accounting support. They help small business owners and self-employed individuals with tax planning, business structures, and reducing tax obligations.

Eagle Financial is a small business accounting firm offering tax, accounting, and business advisory services to professionals and small business owners. They provide services including business mentoring, tax returns, SMSF setup, and business planning across multiple locations.
Virtus Accounting & Tax is an accounting firm specializing in small business, startups, and professionals in the Eastern suburbs of Sydney. They provide business accounting, tax, and advisory services with a focus on streamlining financial management and building client financial knowledge.

The Practice is a Melbourne-based financial services firm offering business accounting, wealth management, and mortgage broking services. Since 1997, they have served over 10,000 clients with a holistic approach to financial planning for business owners, property investors, and families.
Showing small business accountants who advertise small business accountant work, ranked by rating.
What a small business accountant actually does
“Accountant” covers four different jobs, and knowing which you need keeps you from overpaying for the wrong one:
- Compliance — the non-negotiables
Tax returns, BAS and GST, payroll and super obligations, ASIC paperwork if you run a company. Every business needs this layer; it's the baseline of any engagement.
- Bookkeeping — the weekly heartbeat
Reconciling transactions, invoicing, payables. Often done by a bookkeeper at a lower rate than your accountant — many firms bundle both, which is usually cheaper than paying an accountant's rate for data entry.
- Tax planning — the money-saver
Structure reviews, timing purchases and income, instant asset write-offs, super strategies — done before 30 June, not after. This is where a good accountant out-earns their fee.
- Advisory — the sounding board
Cash-flow forecasts, pricing, hiring decisions, “can I afford this?”. The most under-used layer — and often the difference between a business that grows and one that grinds.
What a small business accountant costs
Typical Australian fees in 2026: a sole trader's return with a business schedule runs about $250–$480; a company return with financial statements about $1,100–$2,600 for a small operation with clean books; bookkeeping about $60–$120/hour or a fixed monthly package; and many firms offer all-in monthly packages from roughly $150–$500+/month covering books, BAS and the annual returns. Fees scale with transaction volume and how tidy your records are — the fastest way to cut your accounting bill is clean books in Xero, MYOB or QuickBooks.
Accounting fees for your business are tax-deductible, and unlike most business costs, good advice has positive ROI: one structure fix or missed-deduction sweep routinely covers years of fees.
How to choose well (five-minute checklist)
- TPB registration — verified, not claimed
Anyone lodging returns for a fee must be a registered tax or BAS agent. Firms here with the TPB Verified badge have been checked against the live Tax Practitioners Board register automatically.
- Reviews from business owners
Read what other small business clients say — you're listening for responsiveness, proactive advice and plain English, not just “got my refund”.
- They know your industry
A café, a tradie company and an online store have different pain points (rosters and tips; TPAR and vehicles; inventory and channel fees). Industry familiarity shortens every conversation.
- They speak your software
If you're on Xero, a firm that lives in Xero saves real money — you're not paying anyone to fight your file.
- Fixed fees, stated upfront
Good firms quote packages or fixed fees for defined work. Open-ended hourly billing on routine compliance is a yellow flag.
Browse small business accountants by state
Related services
Small Business Accountants — FAQs
How much does a small business accountant cost per month?
All-in monthly packages typically run $150–$500+ depending on transaction volume and whether bookkeeping, BAS and payroll are included; pay-per-job pricing is roughly $250–$480 for a sole trader return and $1,100–$2,600 for a small company's return and financials. Fees are tax-deductible.
Do I actually need an accountant for my small business?
Legally you can self-lodge, but most owners hire one once real money or a company structure is involved: the combination of missed deductions, GST/BAS risk and hours lost to the books usually costs more than the fee. At minimum, a once-a-year review with quarterly BAS support catches the expensive mistakes.
What's the difference between a bookkeeper and an accountant?
A bookkeeper keeps the records current — reconciling, invoicing, payroll runs — usually at a lower hourly rate. An accountant (registered tax agent) lodges returns, handles tax strategy and advises on structure and planning. Many small businesses use a bookkeeper weekly and an accountant quarterly/annually, often bundled by one firm.
Can a small business accountant help me switch from sole trader to a company?
Yes — it's one of the most common jobs: they'll model whether the switch stacks up (tax, asset protection, costs), register the company, and move your registrations and payroll across. See our sole trader vs company guide for the decision framework, then get matched to a structure specialist.

