Somewhere between $1m and $20m revenue, businesses outgrow tax-time-only accounting but can't justify a $250k CFO. A virtual CFO fills the gap: cashflow forecasting, margin analysis, board-ready reporting and a numbers person in the room for the big calls. Compare rated providers below.
Catalyst Plus Pty Ltd is a business advisory and accounting firm specializing in tax compliance, financial strategy, and virtual CFO services for small business owners. They provide tailored business advisory, tax planning, and financial clarity services to help clients build sustainable businesses and improve profitability.
Kaycorp Advisory is a business advisory, accounting and tax firm based in Carlton, Melbourne, focusing on small to medium sized entities and individual taxpayers. They provide tax planning, business advisory, virtual CFO services, corporate restructures and bookkeeping.
Striking Figures is a CPA-accredited virtual and fractional CFO and strategic finance advisory practice that provides senior CFO-level financial leadership and strategic advice to organisations without the overhead of a full-time CFO appointment. The firm delivers financial clarity, control, and confidence within 90 days through a structured approach of diagnosis, design, and implementation support.
Showing business advisors who advertise virtual cfo service work, ranked by rating.
Your accountant reports on the past — returns, compliance, lodgements. A virtual CFO works on the future: forecasting, pricing, funding decisions, and the monthly rhythm of reviewing numbers against plan. Some firms offer both under one roof.
Typically a set day-per-week or days-per-month arrangement that scales with complexity — enough to own the forecast, run the monthly review and be available for decisions, without the full-time overhead.
Common triggers: cashflow surprises despite profit on paper, a lender or investor asking for forecasts you don't have, multiple entities, or growth decisions being made on gut feel. If any of those sound familiar, it's time for the conversation.